Get 100% Auto Credit USA Approved Today
A Better Ride is in Your Future
Get an Affordable Payment and a Great Vehicle
A Better Ride is in Your Future
Get Peace-of-Mind with a 3 year Warranty
A Better Ride is in your Future
NEED AN AUTO LOAN?
NEED A GREAT VEHICLE?
NEED A GREAT VEHICLE?
Our Dedicated Team of Loan Specialists are Ready to Help You. We are open Monday to Friday - 9am to 6pm and Saturday - 9am to 4pm.
NEED A GREAT VEHICLE?
NEED A GREAT VEHICLE?
NEED A GREAT VEHICLE?
We have the right cars, suv's and trucks. With 100's of vehicles in stock, we can make sure you are driving a car you can be proud of. All of our vehicles come with a 36 month 36,000 mile limited powertrain warranty
NEED TO SAVE MONEY?
NEED A GREAT VEHICLE?
NEED TO SAVE MONEY?
Peace of Mind with every auto loan. Our loans are designed to help you save money and rebuild. We tailor fit our programs to your unique situation and needs. You have found the right place.
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Four Great Locations to Serve You
Frequently Asked Questions
How do I know if I can qualify for a loan to purchase a vehicle?
First of all, you need to have a job that can be verified, and not be currently involved in a bankruptcy. You will need to present a valid driver’s license, 3 of your most recent paycheck stubs, a paid phone or utility bill, six references and a cash down payment. We value and respect your time, and with all these, you can drive away in about an hour. If you are not sure what does and does not qualify feel free to contact us, we are happy to answer any and all questions.
Will buying from AUTO CREDIT USA really help re-establish my credit?
While it can seem like a never-ending cycle for people with no credit, poor credit or even bad credit, there is a way to improve your credit score. With the help of our local lender, GCAC, we can definitely help you establish or rebuild your credit as long as you meet your payment schedule. We report monthly to the Credit Bureau, and your repayment promptness is always noted.
How much can I be approved for?
Our calculations are based on your income and all other financial obligations you may have. With that information, we can determine a payment schedule that fits your particular circumstances. That may be weekly, bi-weekly or another plan. Remember, we want to help you any way we can. Unlike traditional car dealerships and banks, we will work with you to examine your current situation and not your past mistakes. So we can figure out a payment plan that you can afford.
How big a down payment do I need?
That depends on the price of the car and your existing credit score. A more significant down payment will always improve your chances of obtaining approval sooner. Not only that but with a larger down payment your car payments will be lower, and you have the possibility of paying your vehicle off sooner rather than later. Which would also help your credit score improve. If you are not sure about how much of a down payment you will need or what you can afford based on your monthly payments, give us a call and we will help yo
