Get 100% Auto Credit USA Approved Today
A Better Ride is in Your Future
Get an Affordable Payment and a Great Vehicle
A Better Ride is in Your Future
Get Peace-of-Mind with a 3 year Warranty
A Better Ride is in your Future
A Better Ride is in Your Future
A Better Ride is in Your Future
A Better Ride is in your Future
We get people approved every day that have been turned down for automobile credit elsewhere. We want you to get your next 10 vehicles from Auto Credit USA. See our Buy Here – Pay Here difference today. Bad Credit, Poor Credit, or No Credit
Our Dedicated Team of Loan Specialists are Ready to Help You. We are open Monday to Friday - 9am to 6pm and Saturday - 9am to 4pm.
We have the right cars, suv's and trucks. With 100's of vehicles in stock, we can make sure you are driving a car you can be proud of. All of our vehicles come with a 36 month 36,000 mile limited powertrain warranty
Peace of Mind with every auto loan. Our loans are designed to help you save money and rebuild. We tailor fit our programs to your unique situation and needs. You have found the right place.
Drive today with a low down payment. With Low Down Payment Options, Auto Credit USA has a plan to fit your budget and get you back on track!
Security and Peace of Mind come with every purchase. All of our Vehicles come with a 36 month 36,000 mile limited warranty.
Service is or pledge, and at Auto Credit USA, we service our vehicles with experienced professional technicians.
Not only do we report your success to the Credit Bureaus, we reward you for on-time payments.
We hand pick our selection of premium vehicles and fully inspect them. You will be proud of your new purchase and drive a safe and efficient vehicle for several years.
We want your Friends and Family to experience our customer service. Thats why we have one of the best referral programs anywhere. Ask about how you can earn even more.
How do I know if I can qualify for a loan to purchase a vehicle?
First of all, you need to have a job that can be verified, and not be currently involved in a bankruptcy. You will need to present a valid driver’s license, 3 of your most recent paycheck stubs, a paid phone or utility bill, six references and a cash down payment. We value and respect your time, and with all these, you can drive away in about an hour. If you are not sure what does and does not qualify feel free to contact us, we are happy to answer any and all questions.
Will buying from AUTO CREDIT USA really help re-establish my credit?
While it can seem like a never-ending cycle for people with no credit, poor credit or even bad credit, there is a way to improve your credit score. With the help of our local lender, GCAC, we can definitely help you establish or rebuild your credit as long as you meet your payment schedule. We report monthly to the Credit Bureau, and your repayment promptness is always noted.
How much can I be approved for?
Our calculations are based on your income and all other financial obligations you may have. With that information, we can determine a payment schedule that fits your particular circumstances. That may be weekly, bi-weekly or another plan. Remember, we want to help you any way we can. Unlike traditional car dealerships and banks, we will work with you to examine your current situation and not your past mistakes. So we can figure out a payment plan that you can afford.
How big a down payment do I need?
That depends on the price of the car and your existing credit score. A more significant down payment will always improve your chances of obtaining approval sooner. Not only that but with a larger down payment your car payments will be lower, and you have the possibility of paying your vehicle off sooner rather than later. Which would also help your credit score improve. If you are not sure about how much of a down payment you will need or what you can afford based on your monthly payments, give us a call and we will help yo
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